Business Incubator
Łatwy Start
Fee from 500 zł/month
— EOR for IT and other remote specialists
— IT service outsourcing
— B2B Compliance: legal review of contracts for companies and professionals
Specialists earn income in Poland under an umowa o dzieło or umowa zlecenie without setting up their own company. We handle invoices, accounting and taxes. For companies, we provide IT services under a B2B contract, with copyright to the result transferred. For foreigners, we prepare the documents for a work permit, a residence card and the Blue Card.
Advantages of the Business Incubator Compared to Sole Proprietorship (JDG) and Other Forms of Employment
1
Savings on accounting, mandatory ZUS contributions, and taxes. All calculations and reporting are fully handled by the incubator.
2
Less paperwork. You focus on your work and finding clients, and the incubator takes on all legal and tax obligations.
3
Social insurance. If you wish, you can voluntarily join ZUS, gaining access to medical and social services for yourself and your family — we assist you with the proper setup.
4
Proof of income for the bank. We help residents confirm their income for a mortgage or a bank loan.
5
Blue Card. Most residents get it on the first attempt, for 3 years. With a Blue Card you can register a JDG and run separate projects in parallel, as long as the types of activity differ and the JDG has several clients.
6
Residence card. Almost all residents get a work-based card on the first attempt, for 1–3 years. When applying through your own company or a JDG, the risk of refusal is higher.
7
Protection against reclassification. Your contracts go through our B2B Compliance review. You can move to the incubator from an umowa o pracę, a zlecenie or a JDG and keep working officially.
Who is the business incubator suitable for
IT
Programmers, designers, project managers, marketers, copywriters, analysts, testers, data scientists, and other IT professionals.
Online services
Absolutely any online services: education, consulting, online portals, and even bloggers.
Offline services
Interior designers, artists, photographers, videographers, sales managers, HR specialists, translators, sound engineers, composers, musicians, and more.
Didn't find your specialty?
Why is a Polish business incubator better than having your own company or a JDG?
Speed and Savings
No hassle with opening a company or a JDG: no notaries, no administrative fees — you can start working and issuing invoices within one day after obtaining a work permit (if required).
Legal support
We will review your contract with your client or agree with them on using our standard, secure contract template.
Accounting support
No worries about accounting — we’ll handle everything for you: reports, taxes, PIT calculations, etc.
Tax benefits
We match the contract to the work you do. Under an umowa o dzieło with copyright transfer, PIT is 6%; without the transfer it is 9.6%.
And all of this
from 500 zł per month!
What else can you get?
Moving with your family? We help with legalization for you and your relatives. We prepare the documents for a residence card or a Blue Card, and if you prefer, a lawyer from our company handles the case.
Łatwy Start vs Your Own Company or JDG
| Cost item | Your Own Company or JDG | Łatwy Start |
|---|---|---|
| ZUS | ~2,757 zł | 0 zł |
| Accounting | from 350 zł | 0 zł |
| Income tax | Usually 12% | 6% or 9.6% |
ZUS 2026: składki społeczne 1 926,76 zł + składka zdrowotna 830,58 zł (ryczałt, revenue 60–300 thousand zł/year). On skala/liniowy, zdrowotna is calculated on income, minimum 432,54 zł. Amounts are approximate and updated annually.
Monthly Expenses
4k
3k
2k
1k
0
Why Łatwy Start?
We review the contract with your client within 1–3 days. Residents are paid on the day the money reaches our account. Our curators reply by email and in messengers in Ukrainian, Russian, Polish and English.
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We have our own accounting office that works with incubators, JDGs and IT companies. When the law changes, our accountants recalculate the terms for each resident straight away.
Our rates and services for foreigners who need legalization in Poland
Service Fee
600 zł / month
Account managers
Ukrainian-, Russian-, Polish- and English-speaking
Legalizing your stay
Independently or through our company lawyer, 1800 PLN (+700 PLN for each family member).
Bank
PKO, Revolut, Wise
Accepted currency
PLN, EUR, USD, GBP +50 currencies, Cryptocurrency.
Currency payments
PLN, EUR, USD, GBP +50 currencies. Payments to your account on the day funds are received.
Types of contracts
Umowa o dzieło, Umowa zlecenie (from 1000 PLN gross) as the primary or additional contract.
Contract term
1-3 years for legalization
Referral program
50 PLN/month for each resident referred to our business incubator
6% PIT under umowa o dzieło
If copyright is transferred. Work result required. Or 9.6% without copyright transfer.
Medical insurance
Wiener, a 30% discount on AXA for those on UoD. For residents working under an Umowa zlecenie, a full ZUS social package is included. Luxmed packages are available at a discount.
Documents provided
Work permits (including for visa purposes) and employment confirmation. Applications for Oświadczenie and Zezwolenie are submitted within 1–2 days.
Issuing invoices to client companies
2 invoices per month for free, each additional invoice - 50 PLN
Platforms
Deel, Remote, Upwork, Fiverr, EasyStaff
Accounting
Annual PIT calculation for tax refund, payment of income tax.
B2B contracts with resident companies
Our template or the company's template. Contract review time: 1-3 days. Electronic document flow.
Mortgage advisor
We help you prepare and submit a mortgage or bank loan application free of charge.
Multisport Cards
For incubator residents and their families. From 99 PLN for an adult and 59 PLN for a child.
Can I get a mortgage with income through an incubator?
Yes, banks can take umowa o dzieło income through an incubator into account. A bank usually asks for at least 12 months of such income, but requirements differ between banks, and the bank makes the credit decision. We issue documents confirming your income under the incubator contract for the bank.
For those who don’t need legalization in Poland
For example, for citizens of Poland and the European Union, holders of the Pole's Card, holders of the Permanent Residence Card and the EU Long-Term Resident Card, for family members of Blue Card holders or EU citizens, etc.
Service Fee
500 zł / month
Bank
PKO, Revolut, Wise
Accepted currency
PLN, EUR, USD, GBP +50 currencies, Cryptocurrency.
Currency payments
PLN, EUR, USD, GBP +50 currencies. Payments to your account on the day funds are received.
Types of contracts
Umowa o dzieło, Umowa zlecenie
Contract term
Short-term (up to 3 months)
Referral program
50 PLN/month for each resident referred to our business incubator
6% PIT under umowa o dzieło
If copyright is transferred. Work result required. Or 9.6% without copyright transfer.
Medical insurance
Wiener, a 30% discount on AXA for those on UoD. For residents working under an Umowa zlecenie, a full ZUS social package is included. Luxmed packages are available at a discount.
Issuing invoices to client companies
2 invoices/mo included in the plan, then +50 zł
Platforms
Deel, Remote, Upwork, Fiverr
Accounting
Annual PIT calculation for tax refund, payment of income tax.
B2B contracts with resident companies
Our template or the company's template. Contract review time: 1-3 days. Electronic document flow.
Mortgage advisor
We help you prepare and submit a mortgage or bank loan application free of charge.
Multisport Cards
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FlexiProfit tariff
FlexiProfit — a tariff with no monthly fee. You pay a commission only when you withdraw money. It is open both to incubator residents and to people from outside.
Note:
The indicated amounts are gross, meaning the total amounts received by us from your client via the invoice we issue, minus VAT, if applicable.
FlexiProfit Tariff Conditions
| Payment Amount (gross) | Commission |
|---|---|
| Up to 2000 PLN | 10% |
| 2001 – 4000 PLN | 8% |
| 4001 – 20000 PLN | 500 PLN |
| Over 20001 PLN | 5% |
Advantages of the FlexiProfit Tariff
1
No fixed payments
You pay only for completed transactions.
2
Flexible commission system
The commission goes down as the amount grows: from 10% to 5%.
3
One-time Umowa o dzieło
All payments are covered by one-time contracts with a tax rate of just 6% (when transferring copyrights) and without ZUS obligations.
4
Copyright transfer
A special protocol is prepared, which is beneficial for IT specialists, designers, marketers, and other creative professionals.
5
For irregular income
No payouts this month means no tariff costs either.
6
Option to issue an invoice
Even if you don’t have a legal entity, you can use ours to issue an invoice to your client.
7
Fast payment
Funds are transferred to your personal account within 2 days after being credited to our account.
Who this tariff is not for
The tariff is available only to people with full access to the labor market in Poland. If you need legalization, see the main tariff.
How the FlexiProfit Tariff Works
You provide us with the information needed to issue an invoice to your client.
We sign a one-time contract for specific work (Umowa o dzieło) and issue an invoice on behalf of our legal entity.
After receiving payment from your client, we deduct the commission according to the tariff and transfer the remaining amount to your account.
What Łatwy Start is
Łatwy Start is a business incubator and EOR (Employer of Record) in Poland. You work legally and invoice your clients under an umowa o dzieło without setting up your own company — neither a JDG nor a sp. z o.o. We do the accounting, calculate and pay the taxes (about 6% with copyright transfer, no ZUS) and review your contracts with clients. Unlike accelerators and funds, Łatwy Start does not finance projects. We formalize the income you earn from your own clients.
We describe this model step by step in our guide on how to invoice in Poland without a JDG.
